CMHC Has increased their rates again. It’s the second time in about a year that CMHC has raised its fees on homeowners.  CMHC’s move targets only those putting down less than 10%, which equates to $450 per $100,000 of mortgage. Some quick notes for homebuyers: If your loan-to-value is over 90% and your lender submits your complete application to CMHC before June 1, 2015, you’ll pay th ...